The Risks of Operating Without Business Insurance

13 February 2025
Categories: Insurance, Blog

For small business owners, insurance is often viewed as an optional expense or a safeguard reserved for large corporations with substantial assets. However, failing to secure adequate business insurance can have serious consequences that jeopardise not only your livelihood but also your reputation and future prospects. Below, we explore what could happen if you operate without business insurance. Financial Vulnerability to Legal Claims One of the most significant risks is the potential for legal claims brought against your business. Read More

Should You Get Business Insurance When You’re Self-Employed?

22 November 2023
Categories: Insurance, Blog

As a self-employed worker, you may be wondering whether or not you need business insurance. Insurance can be an expensive commitment, but it can also provide you with some much-needed financial protection that could be vital to your business's survival. Why You Might Need Business Insurance When you're self-employed, you're responsible for every aspect of your business. This includes not only the work you do but also the risks associated with that work. Read More

What Different Types of Insurance Should You Consider for Your New Business?

10 July 2023
Categories: Insurance, Blog

Starting a new business can be both an exciting and challenging experience. With so many tasks to complete, it's easy to overlook the importance of insurance. However, protecting your business is crucial, especially in today's uncertain environment, as otherwise, you may not be in business for long. So, what types of insurance should you consider for your new venture? General Liability Insurance This type of insurance is an essential form of coverage that protects you against legal claims arising from accidents, injuries and property damage that occur on your business property. Read More

What Does Public Liability Insurance Cover?

16 August 2022
Categories: Insurance, Blog

The majority of business owners will require public liability insurance to operate legally and to offer some protection to both them and their customers. Cover will vary between policies and providers, so you should always check your policy documents carefully and direct any queries to your insurer. In general, public liability insurance policies will cover the following: Third Party Personal Injury Accidents can happen regardless of how careful you are or what health and safety practices you put in place for your business. Read More

As a Self-Employed Personal Trainer, What Type of Insurance Do You Need?

23 March 2022
Categories: Insurance, Blog

If you've always been a fitness fanatic and enjoy helping others, you may have decided to open up an independent personal training business. Some people in your situation offer to do this on a mobile basis by travelling to the client's home or workplace. Others may come to an agreement with their local gym so they can practice within this space, while yet others will open their own facility. Clearly, insurance is important with this type of venture, but you will likely need a special category of insurance to protect you from all eventualities. Read More

Reducing the Knowledge Gap About Insurance

About Me

Reducing the Knowledge Gap About Insurance

In a world full of risks and uncertainties that can lead to significant financial losses, having some sort of protection against encounters with potentially costly eventualities is imperative. Insurance is a form of protection that can help to hedge against such losses in case an undesirable event occurs. We understand that there are different types of insurance to suit the needs of different individuals, families, and business entities. However, the general public struggles with identifying the type of insurance that is right for their needs and how much of it to take out because of lacking sufficient knowledge about insurance. This website exists to provide people with the information they need to make the right decisions about their insurance needs and coverage. Getting everyone insured is a long shot, but we’re willing to play our part in increasing the general public’s knowledge about insurance.