Almost every workplace faces some form of work-related injuries or illness, such as stress and depression, falls and equipment malfunction. Therefore, every business must prepare for such eventualities by taking insurance cover for its employees to cater for medical expenses and wage compensation. In Australia, each state or territory has laws and regulations that govern workers' compensation insurance. This article highlights some top facts about Australia's workers' compensation insurance. The information is useful for businesses to remain compliant with state or territory laws.